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Mio Fertility › Canada · British Columbia
B.C. coverage

Does British Columbia fund IVF?
One cycle, up to C$19,000.

Short answer

Since July 2, 2025, British Columbia funds one standard IVF cycle, including medications, for residents enrolled in MSP who are 18 to 41. Funding is income-tested: households with pre-tax income of C$100,000 or less receive up to C$19,000, and benefits phase out above C$250,000. IUI is not included (CFAS, as of July 2026).

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Built on ESHRE · ASRM · NICE · CDC guidelinesReferences in every chapter
The rules

B.C.'s first publicly funded IVF program

RuleWhat the program says
Start dateJuly 2, 2025
What is fundedOne-time funding for a single standard IVF cycle, including treatment and medications
Full amountUp to C$19,000 for households with pre-tax income of C$100,000 or less
Higher incomesAmount falls with income, down to C$4,750 (CFAS); phases out above C$250,000
AgeAt least 18 and 41 or younger at application; people who turned 42 between April 1 and July 2, 2025 were also eligible
EnrolmentMedical Services Plan (MSP)
How to applyThe participating clinic applies for you; applications are reviewed in the order received; funding goes to the clinic
Timeline90 days to start treatment after approval, 6 months to complete it (CFAS)

Sources: BC Gov News, July 2, 2025; CFAS Fertility Service Mapping, July 2026.

What the funding covers

According to CFAS (July 2026), the program covers IVF, frozen embryo transfer, ICSI, sperm wash, one year of embryo storage, PESA/TESA and medications through the clinic. IUI and medical fertility preservation are excluded. CFAS reports C$68 million allocated over two years; when it launched, the province estimated the program would fund 1,100 to 4,500 IVF cycles. The C$68 million and the C$4,750 minimum come from CFAS, not from a provincial government page.

What this means for you

Age, income and timing decide your amount

  • Age is checked at application. If you are close to 42, the date your clinic submits matters.
  • Your household income sets the amount. Ask the clinic what you are likely to receive before you commit.
  • Applications go in order. The clinic applies on your behalf, and requests are reviewed as they arrive.
  • The clock starts at approval: 90 days to begin and 6 months to finish, per CFAS.
  • IUI is your cost. If your plan starts with insemination, budget for it separately.

For costs you pay yourself, the federal Medical Expense Tax Credit (broadened in 2022) may apply, but it excludes expenses reimbursed through a provincial rebate or grant and expenses incurred outside Canada (Government of Canada, September 2024).

Confirm first

The program is new and its details can change. Confirm eligibility and amounts with your clinic, the B.C. Ministry of Health and your insurer before starting.

From the book

Don't let the age limit catch you waiting

With funding tied to age at application, the book's cutoffs for seeking an evaluation matter even more. Map to the Positive gives this guide for how long to try before being evaluated:

AgeHow long before evaluation
Under 3012 months
30 to 3412 months
35 to 376 months
38 to 406 months
41 to 423 months
43 and overImmediate evaluation

From Chapter 29 of Map to the Positive (ESHRE, ASRM and NICE guidance).

For women between 35 and 40, the book notes that every additional 6 months of waiting can mean a measurable drop in the success rate of future treatments.

Where this fits

This is one chapter. The map has 42.

When to see a specialist is Chapter 29 of Map to the Positive, the start of Station IV. It lists the red flags that justify an evaluation before the standard timeline and the kind of specialist to look for. The station continues with choosing a doctor, the treatment ladder and IVF step by step.

IFoundation
IIAttunement
IIIOptimization
IVSigns
VPositive
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