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Mio Fertility › New Zealand
New Zealand coverage

Is IVF publicly funded in New Zealand?
Yes, if you meet the CPAC criteria.

Short answer

Health New Zealand | Te Whatu Ora funds fertility treatment, including IVF, for people who meet the Clinical Priority Assessment Criteria (CPAC), a points score based on the chance of pregnancy with and without treatment. In the Northern region the woman must be under 40 at referral, with a BMI of no more than 32 and non-smoking, and couples with two or more children are not eligible. As of May 2026, Auckland's public service reported a 9 to 10 month wait for a funded IVF cycle.

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The rules

How funded treatment is decided

ItemNew ZealandSource and date
How access is rationedCPAC points, counting age, BMI and fertility-limiting conditions; Health NZ said it had no plans to change the criteriaHealth NZ, quoted by 1News, August 2023
Who sets fundingNot the Ministry of Health: regional lead health providers hold the contracts with fertility providers, and CPAC prioritises accessMinistry of Health OIA reply, May 2022
ReferralFrom a GP or other specialist to a specialist fertility clinic; in Auckland, a GP e-referral to the Northern Region Fertility Servicegovt.nz, 2020; Healthpoint, May 2026
ResidencyBoth partners New Zealand citizens or eligible to live in New Zealand for at least 2 years (Northern region: residents or 2-year work-permit holders)govt.nz, 2020; Healthpoint, May 2026
Woman's ageUnder 40 at referralNorthern region, Healthpoint, May 2026
BMI and smokingWoman's BMI no greater than 32 for funded treatment; both partners non-smoking1News, 2023; Healthpoint, May 2026
Existing childrenCouples with two or more children are not eligibleNorthern region, Healthpoint, May 2026
Time tryingOne year of infertility, or a known severe causeNorthern region, Healthpoint, May 2026

We did not find a current national Health NZ page setting out the CPAC criteria, so these rules come from the regional and official sources listed.

How many funded cycles?

No current official page we found states the number. In May 2021 the Health Minister, quoted by 1News, said that "typically, treatment over two cycles is available", with district health boards deciding access; the same report says funding was extended from one IVF cycle to a second in 2004/05 for couples still meeting the CPAC threshold. Confirm with your fertility service how many funded cycles you can have.

Auckland's rules in detail

Fertility PLUS (Health NZ, Auckland) accepts public referrals for a first specialist appointment for women under 40 and men under 55, with BMI under 35 for women and under 40 for men. Funded treatment then requires a BMI under 32 for women and under 40 for men, and both must be non-smoking.

What this means for you

Plan for a long wait

Waits are measured in months. The Northern region aims to give a first specialist appointment within 4 months; treatment normally starts within 12 months of being offered and is usually completed within 18 months of the first cycle. Fertility PLUS reported a 9 to 10 month wait for a funded IVF cycle once eligibility is confirmed, with no wait to start IUI (May 2026). In Canterbury and the West Coast, the average time to funded treatment was 408 days in 2018.

  • Ask your GP for a referral before the woman turns 40, since the age limit is counted at referral.
  • Ask your regional fertility service which BMI rule applies: Auckland allows a first appointment with a higher BMI than funded treatment.
  • If you already have one child, ask about your score: Canterbury reported that a qualifying score is still possible.
  • Unexplained infertility of under five years was a common reason for ineligibility in Canterbury (2019); ask how your history is scored.
  • Ask how many funded cycles your region offers and what the current wait is.
Rules change

Criteria and waits differ by region and change over time. Confirm the current rules with your GP and your regional fertility service before you plan.

From the book

Your first specialist appointment

In New Zealand the first specialist appointment is where your CPAC score is decided, so it is worth using well. Map to the Positive suggests a short script for that first visit:

  • What's your approach to the type of case I'm bringing you?
  • What workup sequence do you suggest?
  • How long until we have a diagnosis?
  • Which treatments would you consider for this scenario, in order?
  • Do you work with insurance or private pay? What costs should I expect?
  • If we get to assisted reproduction, do you refer out or perform it?

If the diagnosis is serious, the proposed treatment is complex, or 6 months pass without progress, the book treats a second opinion as good practice: ask for copies of all your test results and reports and present the case neutrally to another specialist.

Where this fits

This is one chapter. The map has 42.

How to choose the right doctor is Chapter 31 of Map to the Positive, in Station IV. It covers the technical and human criteria for a good specialist, the warning signs, when to get a second opinion and when to change doctors. The same station explains when to see a specialist, the treatment ladder and IVF step by step.

IFoundation
IIAttunement
IIIOptimization
IVSigns
VPositive
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